My wife and I are both retired and drawing Social Security. I will be 70.5 in 2018 and I need to do a Required Minimum Withdrawal (RMD) from my IRA that was all funded with pre-tax dollars while I was working. We will not need all of the RMD monies for our living expenses so is it possible to roll-over the remainder of the RMD money (after taxes are paid) into a Roth IRA to eliminate tax liabilities on future gains; i.e., can this RMD money be considered earned income, which I think is a requirement for funding Roth IRAs.
