AlanT
Expert Alumni

Retirement tax questions

The short answer is: Yes it will affect your cousin receiving Supplemental Security Income (SSI).  

The SSI program provides benefits to disabled people who don't qualify for regular disability benefits. The benefit amount is a flat $771 a month as of 2019, but SSI is a means-tested program. Your cousin's resources are limited to $2,000 if single, and $3,000 if married.

In addition, Social Security also limits monthly earned and unearned income. If receiving free lodging from a relative, for example, the agency will count the market value of that housing as income and offset her benefit accordingly. If you are claiming your cousin as a dependent and thus providing at least half of the support, your cousin may exceed the income guidelines for SSI.

**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"