dmertz
Level 15

Retirement tax questions

They probably only submitted the Form 5498 to the IRS.  When you have made no contributions to the IRA, they are permitted to provide the FMV and RMD requirement information on your year-end or January statement in lieu of sending you a copy of the Form 5498 that they file with the IRS, so they may not be providing even a downloadable Form 5498.