No, you should follow the guidance to put in a zero in the box for the 12/31/25 RMD because you would not have had an RMD due by then. Your RMD on that distribution would not have been due until April 1, 2026 (today, as it works out).
If you have multiple IRA accounts, it's correct to aggregate the accounts and calculate one RMD. You can remove the RMD for just one of the accounts or separately from each account. As long as you withdraw an amount equal or greater than the RMD amount, you won't get penalized.
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"
