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Retirement tax questions
I think the question in the interview (for 2025) that is throwing me is when it asks if I have excess contributions to report, and included in this list is a prior year's excess contribution to a Roth or a 2025 excess contribution to a Roth. I've been thinking the answer to this question was "yes", because I did have the excess contribution in 2024. But, I think what you're telling me is the answer to this question is actually "no." Saying "yes" appears, from your comment, that would be saying there are excessive contributions that have yet to be withdrawn by the 2025 tax deadline (4/15/26)? Does this sound accurate, or am I not making sense? In other words, answering "yes" is a means of carrying forward unresolved excessive contributions.