Retirement tax questions

Since you satisfied your total RMD ($10,000) using only one of your accounts (Account B), you should answer the interview questions as follows to avoid the "missed RMD" loop:

First, I recommend deleting the Form 1099-R and the Form 5329:

1. In Forms Mode, Click on Form 1099-R and select Delete Form at the bottom left, then click Form 5329 and Delete Form

When entering the information for the account that distributed the money (Account B:(

1. When you reach, "Let's get more information about your Required Minimum Distribution (RMD)", enter the amount of your RMD ($10,000) that was due by December 31, 2025, Continue
2. On the next screen, "How much of this distribution applied to your December 31, 2025 RMD?", select "Some of the distribution applied...($10,000)", Continue
3. When you reach, "Review your 1099-R summary, Continue (not the pencil)
4. When you reach, "Let's go over any required minimum distributions (RMD), Continue (not the pencil)

Since you took nothing from Account A, you do not need to enter a 1099-R for it.

You asked how Form 5329 fits into this. If you do this correctly, Form 5329 will not be needed at all because it is only generated if there is a penalty to pay or a waiver to request.