Retirement tax questions

To correctly report your RMD and delete the doubled entries, follow these steps:

First, delete the Form 1099-R and also delete any Form 5329: 

1. On the left panel, click on the down arrow to open more options
2. You may have to scroll down a little to view the Tools option below
3. Click on Tools, then Delete a form (Usually the third option down)
4. Scroll down to delete Form 1099-R and then delete Form 5329-T (and 5329-S, if applicable)

Next, if one of your Fidelity 1099-Rs covers your entire RMD, you can use it to satisfy reporting your full RMD as follows:

1. Return to Income, then click the down arrow to the right of Retirement Plans and Social Security
2. Select IRA, 401(k), Pension Plan Withdrawals (1099-R) in the Federal Income section
3. Click on +Add a 1099-R and input the 1099-R from which you took your entire RMD
4. Click Continue as you complete the interview entries
5. "Let's get more information about your Required Minimum Distribution (RMD)", enter the amount of your RMD (no extras) that was due by December 31, 2025, Continue
6. On the next screen, "How much of this distribution applied to your December 31, 2025 RMD?", enter your RMD (no extras) that you entered in the prior screen, Continue
7. When you reach, "Review your 1099-R summary, Continue (not the pencil)
8. When you reach, "Let's go over any required minimum distributions (RMD)", Continue (not the pencil)

If one of your Form 1099-R distributions covers all RMDs for 2025, you can enter the full amount of the RMDs (no extras) in the first Form 1099-R distribution above and then skip the second Form 1099-R questions about RMD by entering zero at step 4 above and just Continue through the remaining questions.