Sorry, incorrect on two counts.
First, there was No lump sum paid or calculated for 2024. It’s a new thing for 2025 for 3 million beneficiaries for the first time.All I have is AGI and taxes paid for 2024.
the SSA lump sum came in to being for the first time in 2025 for the previous year. For us, the lump sum was over 11k pushing us up to an AGI of 172k + (above the 150k threshold which also affected enhanced senior deductions for both of us).
again, there was no lump sum for 2024, just 2025, and what my TTCPA put in line 6a was total 2025 SSA benefits paid in 2025. That included the 11k lump sum. So it was NOT a combined sum from two different years, only one. He seemed a bit hazy on all this which surprised me, he being the expert…..I even had to point out where to find the lump sum payment on the submitted 1099-SSA which is really hard to miss with the asterisk in the bottom left-hand corner.
am finding it really difficult to explain all this and have repeated it to more than one CPA, most of whom shrug and say you need to speak with the guy who did yoyr return. I wish but the chat function has been disabled ever since I paid and the return was filed. Kinda leaves me hanging not to know how things were calculated, not seeing any worksheets (apparently you don’t actually use those, you just plug the numbers in the software and see what comes out). Is that software updated with ALL the new changes? I don’t know that either, I’m only the customer….
