I had 3 IRA accounts that required RMD's to be taken, but I took the total from one of them. I received the 1099-R from that account, showing the total. To complicate the matter, I also received a 1099-R for a second account because I did a rollover of that IRA to another bank (by cashier's check), so it showed up as a distribution and liquidation of that account. When TT asked for info about this 2nd 1099-R, I reported that it was a rollover and that a small part was due as an RMD, but there was no way to indicate that this RMD was included in the first account's 1099-R. Then there was no 1099-R for the third account because there was no distribution from that institution. When I had a similar situation last year, I had to respond to a letter from IRS because they thought I hadn't taken all of my RMD's. Is there any way to clarify in TT this year what the RMD amounts are for each account and that the total was taken just one, or doesn't IRS need to know?
