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Retirement tax questions
After you input the 1099-R, you come to a screen "Let's get more information about your Required Minimum Distribution (RMD)". Since you aggregated your two IRA accounts to determine your total RMD, that result would get entered here. If you only withdrew your RMD and nothing more, this box should be the same as Box 1 on your 1099-R.
On the next screen, you would click the line "The entire distributions applied to the December 31, 2025 RMD" in order to eliminate any penalty for not having withdrawn the amount of the RMD.
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March 5, 2026
1:26 PM