Perhaps different versions of TurboTax have different wording. (TurboTax developers seem to have made a lot of ill-conceived wording changes this year.) What TurboTax needs to know is that it's not a distribution, so answer that it is a contribution. By "contribution," TurboTax means that it is either a current-year deferral that is vested or a prior-year deferral that has now vested.
