- Mark as New
- Bookmark
- Subscribe
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Retirement tax questions
To figure out your RMD, look at how much money was in your account on December 31 of the prior year. Then divide that amount by the applicable IRS life expectancy factor from the Uniform Lifetime Table.
If you received a pension, it generally satisfies the requirements for RMD. Most pensions are set up to automatically pay you at least the required minimum amount each year, so you typically don’t have to calculate an RMD yourself.
However, if you also have other retirement accounts like a traditional IRA or 401(k), those each have their own RMD rules and must be checked separately.
For more information, see
Retirement topics - Required minimum distributions (RMDs)
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"
**Mark the post that answers your question by clicking on "Mark as Best Answer"
March 1, 2026
7:45 AM