I have self-employment income that exceeds the allowable maximum IRA contribution. Neither spouse nor I are covered by a retirement plan. In years past with Turbotax, under same situation, IRA contributions were allowed and reduced my taxable contributions. This year when I enter the contributions, Turbotax askes me all kind of questions about it, but does NOT ask me whether I or my spouse are covered by a retirement plan at work. It just says my contributions are not tax deductable. Which according to the IRS, since I have self-employment income to cover it, and neither of us are covered by a retirement plan, it should be deductable. I just cannot find the switch to tell Turbotax that we are not covered by a retirement plan at work, since neither of us "work". Thank you.
