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Contribute most of earnings to Traditional 401k AND still contribute to a Roth IRA?
Hello community!
If I made roughly $35,700 in W-2 income last year and contributed roughly $28,000 of that into my company's Traditional 401k, can I still make max Roth IRA contributions for both my husband and me? Husband did not earn any income in 2025. ChatGPT makes it sound like I can still do this, but i'm trying to confirm. Thank you!
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‎February 27, 2026
10:38 AM