I understand what you are saying but I am using Home and Business and I don't have the ability to get to the information about missed RMD. The only option I have is to add a 1099-R but I didn't receive one and the interview questions never ask me about any missed RMD. It appears the only place I can enter it is directly in the form but if I can't enter an explanation I will be forced to pay the penalty (even though it was a rollover to a new IRA, I forgot to setup auto RMD Distribution and took the RMD for the required amount on February 16, 2026). I would like to explain the mistake rather than pay the penalty.
Can you check if/how Home and Business version will allow me to enter this information in the interview mode?
Thank you
