Retirement tax questions

Certainly. The form you will use to report this QCD, which is part of your RMD, is/are your Form 1099-R(s). 

Your Form 1099-R(s) report all of the money that you withdrew from your IRA last year. 

And, although they may not indicate the exact amount that went toward your QCD, you can locate your specific checking account's statements to find the total amount you contributed so that you'll have it when inputting your Form 1099-R within TurboTax.

On your Form 1099-R, look for the Code used in Box 7. It might have a "Y" Code. If this code was used, it tells the IRS that the money was a QCD. However, if you see Code 7, which means regular distribution, you will still be able to indicate within TurboTax how much of your distribution went toward your QCD.

Here is how to report your QCD and RMD within TurboTax using your Form 1099-R (and checking account statement):

1. Go to Wages & Income on the left panel within your TurboTax account
2. Click on the +Add more income box
3. Scroll down to Retirement Plans and Social Security and click the down arrow to expand
4. Click Start to the right of IRA, 401(k), Pension Plan Withdrawals (1099-R)
5. Click on +Add a 1099-R (Here, you may import or type in by selecting the Change how I enter my form box
6. On the next screen, you can select Type it in myself, or other options, then Continue
7. Select the box on the top left for Financial institution or other provider (1099-R), then Continue
8. Enter the provider's information, then Continue
9. Enter the details from your Form 1099-R, checking for which Distribution Code was used in Box 7 (or review if imported)
10. Next, check the, I have more than one value in Box 7 box and select Y from the drop down menu (to trigger the QCD questions)
11. Ensure the IRA/SIMPLE/SEP box is checked, then Continue
12. Continue answering the questions, pressing Continue to advance
13. When you reach, Do any of these situations apply to you?, check the box that reads, I transferred all or part of this money directly to charity, Continue
14. Next, write in the total amount of your RMD (Don't include your donation amount yet)
15. Next, check the, Some of this distribution applied to the December 31, 2025 RMD and enter your RMD again
16. On the next screen, How much did your provider transfer directly to charity?, enter the amount of your total distribution that was your QCD, Continue
17. Continue answering questions. When you reach, Let's go over any required...(RMD), click Continue (not the pencil)