I have the same issue. 2025 is the first year I rolled my son's 529 into a new ROTH account for him. Initially TT hit me with tax on the earnings. Like others, Chat GPT (to my amazement) was helpful in letting me hammer the 1040 and worksheets into submission.
IMO, the TT interview section for 529 distributions is not complete. It is lacking in two areas (that I discovered): 1. Roth rollovers and 2. Room and board for live-with-parents college students where the parents take a distribution for the school-approved amount of support.
With CHATGPT help, I was able to zero the tax on both distributions by going directly into the forms and forcing values [which feels a lot like doing my own taxes on paper]. When I run the "end of return" error check, I am getting an error on the 'X' in the 1099-Q box indicating the 529-to-Roth rollover. It turns that 'X' "red", and then if you read the error's explanation text, it tells you that TT is not done writing the Roth/529 rollover section and suggests you update the software and keep coming back for updates. My question is simple - Intuit, when will you finish the 529 interview sections (especially for 529 rollovers)? I am unclear if I can proceed with an error message. Can I e-file with an error? I don't think this 529 rollover tax code is that new, so why the delay?
