Page 20 of the 2025 Instructions for Forms 1099-R and 5498 would disagree with you on this subject .
The last listed code is Y for Qualified charitable Distributions.
Page 1 notes this as "What's new". No publication effective date listed on the form, so, I can't tell how new this is, but the financial institution used it on two of my 1099s which should be correct.
Sorry I can't attach the directions here.
Thanks!
Bob Maynard
