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Retirement tax questions
For 2025, for couples filing jointly, Roth IRA contributions are allowed up the maximum limit of $7,000 (plus $1,000 catch up if aged 50 or older) for MAGI up to $236,000.
Between $236,000 and $246,000, they are progressively phased out.
No contribution is allowed for MAGI of $246,000 or over.
See this IRS publication, page 39.
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