You should use the original owner's birth age and follow the steps below to get past the RMD questions.
- Go to Wages & Income and select Review next to IRA, 401(k), Pension Plan Withdrawals (1099-R)
- Click Review to the right of your Form 1099-R entry
- Compare your Form 1099-R with all entries, including Box 7 Code(s), Continue
- Select if original owner was born before January 1, 1952, or other option
- Select No, it's another type of qualified plan, Continue
- Next,when you reach, "Let's get more information about your RMD", enter the total distribution amount toward the RMD amount, Continue
- Next, select, The entire distribution applied to the December 31, 2025 RMD, Continue
- Select No for the Annuity Information section, Continue
- Next, in the Review your 1099-R summary, Continue (not the pencil)
- Continue answering the questions
- Next, when you see "Let's go over any required minimum distributions (RMD), select Continue (not the pencil)
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