I answered that I have an HSA and my wife does not.
TurboTax knew (from my W-2) that my employer and payroll contributions were $7563.
I personally made an additional $1987 contribution in 4Q to bring me up to our over-55 max of $9550.
I answered "Yes" to the HDHP question.
None of the following situations apply, so I left the corresponding checkboxes blank:
[] I had Medicare
[] I overfunded my HSA last year
[] I inherited this HSA
[] I had other company contributions that weren't reported to my W-2 or apply to a previous year
[] I failed to maintain HDHP coverage in 2025 due to death and disability
[] I made contributions to an Archer MSA
I specified that I was covered by a Family plan every month of the year.
I was then asked to specify what type of HDHP coverage I had for each month of 2024 (for some reason); I specified "Family Plan" for each month. Ditto for my wife (she was covered under my Family Plan).
At this point I was told I have an excess contribution of $1987 and was asked whether I plan to withdraw any of it (I said "No"). My HSA Summary screen says I can make any changes if needed, but none of the following values are editable:
Deduction $1,987
Taxable distributions $0
Taxable earnings on excess contributions $0
Tax-free employer contributions $7,563
Excess employer contributions withdrawn $0
This is what I expected (except of course for the "excess contribution" part). Not sure how to proceed... or to delete this section and start it over.
