It seems unlikely due to the fact you are already taking your required minimum distributions (RMDs) which means you would not be able to reduce the amount in 2026, for that income. The only other option, which may not be is to reduce other types of your income if you can.
- Income Tax on Withdrawals: If you are a New Jersey resident, withdrawals from an inherited traditional IRA are subject to state income tax, even if the decedent lived in another state.
If you are unable to reduce your other income sources then it's possible you may end up in a similar situation next year. Once key piece is to be sure you are paying enough tax throughout the year to eliminate interest and penalty. This can be done through withholding or estimated tax payment.
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