Yes I am 55+, and yes TurboTax knows how much I contributed to my HSA while still employed (from my imported W-2).
Yes we were covered by my employer's employee HDHP family plan thru September, and by my employer's retiree HDHP plan for the last three months of the year. I did not have an HSA contribtion carryover from 2024. The only thing that changed was my status, from employee to retiree.
All I did was deposit the difference between what I contributed while still employed, and my annual max. For some reason TurboTax thinks this is an excess contribution.
