When you enter each annuity, report the amount that you received as the RMD for that account. Similarly, for you IRA withdrawal of $20,000, you would report that amount as having satisfied the RMD. This will allow TurboTax to correctly report that your RMD was satisfied and that you won't be penalized for not having withdrawn enough. This way, you will also not need to use Forms mode to input any data - everything should be entered in Step-by-Step mode.
Using your information above, your RMD for 2025 would be $39,000. The payments of $5000, $4000, $10,000 and $20,000 from each of the accounts would satisfy the aggregate RMD for 2025.
With Secure Act 2.0 allowing the excess from annuities to be put toward your aggregate RMD, this allows you to reduce the IRA withdrawal as you had.
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