Hello,
I follow you up until your final sentences where you say at the very end:
To confirm the entries, go to Forms Mode and check your Form 1040, Line 4a and 4b. You should see a $39,000 in total distributions, which is more than your RMD.
In my example, $39,000 is not MORE than my RMD - it is EXACTLY my RMD - so not sure why you said "more than" my RMD??
Otherwise I think I follow you and will try that tomorrow!
Thanks for any additional comments and really appreciate this prompt, personal and professional reply!
Steve on Tuesday 17 February 2026
