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Retirement tax questions
You have at least until April 15, 2026 to rollover a distribution of a Qualified Plan Loan Offset (QPLO). According to the IRS:
IRC Section 402(c)(3)(C)(i) provides that a distribution of a QPLO may be rolled over by the participant (or spousal distributee) to an eligible retirement plan by the individual's tax filing due date (including extensions) for the taxable year in which the offset is treated as distributed from a qualified employer plan. The individual can obtain a six-month extension of time to complete the rollover (typically from April 15 to October 15) by obtaining an extension of time to file his or her individual income tax return.
For more information see the following IRS article: Plan loan offsets
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