Sorry, I need to change my title as it is not the contribution to which I am referring - it is the conversion.
This is line 4b on 1040.
Perhaps this is not related to a spousal IRA but I can't come up with another difference between the 2.
I am assuming my conversion, not my husband's, is the problem because that's the only difference. Given we both contributed the same amount, this assumption could be wrong.
We converted both traditional IRAs to Roths. For some reason, one of the conversions is being taxed on the full conversion, including basis. As I understand, there are no limits in this case. I should only be taxed on the interest made in the account, not the basis.
(So far as the workplace account, I think it means that I have a 401k which I do, so I selected that I do. But I will say originally I did not because I thought it meant an account I was still contributing to, which I am not.)
Thanks for the timely response but I still need an answer. I'm missing something.
