If contacting the financial institution hasn't resolved the issue, consider the following alternative options:
- Check the Reporting Threshold: You may not have received a 1099-R if the distribution amount was below the minimum IRS reporting requirement of $10.
- Use Form 4852: If you can't obtain your 1099-R in time, you can file Form 4852, which serves as a substitute.
- Contact the IRS: If you still haven't received your form by February 15, you can call the IRS at 1-800-829-1040 for help.
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