Before you start:
- Annuities that are non-qualified are funded with after tax dollars while a qualified annuity is funded with pre-tax dollars.
- Your CSA form 1099-R:
- Box 5 can show the health insurance and nontaxable funds for this year, determine your health insurance amount included
- Box 9 -the total after tax money you contributed.
- Box 9 is blank - find your OPM annuity statement from when you retired
- You will need
- Annuity start date is the first month you received your annuity benefit.
- Age at start date- when you got your first check
- If joint/ survivor - need age on that date as well
- Amount previously recovered:
- If this is your first year - you're done, zero previously recovered
- If this is not your first year -look at last year's return for the Simplified Method Worksheet to see how much has already been used.
To enter:
Open your return to income section and select 1099-R section to begin
- Select CSA 1099R
- Enter the form
- None of these situations apply
- Enter health insurance
- Select I didn't roll or convert this money - if you just spent it
- A few more questions
- Annuity -periodic? - Yes, you get it each month
- Did you start getting in 2025? yes or no
- The program diverges at this point but you can continue entering the information you have located above. I will keep going but yours may look a little different.
- Was the total amount shown in the form - the amount you paid tax on? I would select no
- Annuity information - fill in start date, your contributions, number of months in 2025, tax free amount previously recovered
- More than one individual covered? select your answer
- Enter age(s) when started
References:
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