You can withdraw contributions you made to your Roth IRA anytime, tax- and penalty-free. Therefore, you only will get the early penalty exception screen if you withdrew more than your contributions.
- Login to your TurboTax Account
- Click on "Search" on the top and type “1099-R”
- Click on “Jump to 1099-R” and enter all your 1099-Rs
- Click "Continue" on the "Review your 1099-R summary" screen after you entered all you Form 1099-R
- Answer "Owned Any Roth IRA for Five Years?" screen
- Continue through the questions until you get to the "What were your Roth IRA contributions prior to 2025?" screen and enter your net contributions (contribution before 2025 minus withdrawals before 2025)
- On the "Did you convert a traditional IRA to a Roth IRA before 2025?" screen answer "Yes" if you made conversions before 2025
- Continue through the questions.
- If you withdrew more than you contributions then you will see the "Tell us which person may have qualified for a penalty exception" screen and select the edit symbol. If you only withdrew your contributions you won't see this screen.
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