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How do I characterize a ROTH IRA distribution as an emergency personal expense distribution in TurboTax?
I withdrew $1,000 from my IRA last year, and my understanding is that this should be penalty-free under SECURE 2.0. But neither my bank nor TurboTax has provided me an opportunity to clarify that this was an emergency personal expense distribution. Where can I make sure that this is classified as an emergency distribution so I don't get a penalty from the IRS?
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‎February 5, 2026
3:36 AM