- Mark as New
- Bookmark
- Subscribe
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Retirement tax questions
Your personal limit is $4300, your wife's personal limit is $8550 if she relies on the last month rule, or $6425 if not using the last month rule. But your combined limit will never be higher than $8550. The limits don't stack.
See publication 969, page 7, rules for married people.
‎February 4, 2026
11:56 AM