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Retirement tax questions
It is sufficient to indicate that you satisfied your RMD requirement for each retirement plan distribution entered if you are not deficient for the current year. The IRS does not require you to indicate compliance with RMD for each distribution received. You are simply required to report a deficiency in required minimum distributions if one occurred, but it does not have to be matched with a particular retirement account. So if you did not take a distribution from a particular account, no reporting is necessary on your tax return unless you were deficient overall.
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‎January 28, 2026
1:06 PM