RMDs are ordinary distributions. If each year you received a distribution sufficient to cover the RMD for that year, there was nothing special to report. If you failed to complete an RMD, for the year, filing Form 5329 was required, but that simply meant telling TurboTax the amount of the RMD and the amount actually distributed. Because the SECURE 2.0 Act changed the requirements related to calculating the penalty for missed RMDs, questions were added beginning with 2024 TurboTax to determine if you properly completed the RMD and, if not, to determine the amount of the penalty.
