Thank you for response !
The examples here mentioned if the Roth conversion transaction was more than the RMD. In my case the Roth conversion transaction was less than the RMD.
Is there a way to correct my situation and also keep the Roth conversion amount in the Roth account somehow.
Here are my example numbers to show magnitude.
RMD for 2025 = 8000
IRA Distribution Feb 2025 Roth Conversion = 4000
IRA Distribution Dec 2025 to cover RMD = 8000
Not eligible for ordinary Roth IRA contribution
Is my error correctible. What would be the process and timing? Possibly deposit another 4000 into Roth from the RMD (is that allowed), then remove 4000 that was the ineligible amount from February?
Thank you !
