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Retirement tax questions
@Kathryn1659 if the money was repaid in the same year, no problem form SSA-1099 should reflect that and it's easy.
but if the money was repaid this year and you paid taxes on that income in the prior tax year, then there is a "claims of rights doctrine'
if the repayment was under $3000, there is nothing you can do about it. The extra taxes paid can not be reclaimed. That is simply the law.
If the repayment was over $3000, then redo last year's tax return without that income and determine what the extra tax you paid was. You can take a credit for that amount on this year's tax return.
‎November 27, 2025
4:33 AM