@Mark466 - I understand being hesitant. The taxable portion of Social Security benefits range from 0% up to 85% depending on your income from sources outside of Social Security. You can use this IRS worksheet to help determine how much of your Social Security may be taxable: A Quick Way To Check if Your Benefits May Be Taxable
You definitely need to include at least an estimated Social Security amount when you do the calculators mentioned in my original response. Omitting Social Security would impact the result from the calculator.
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