I have the following types of income in 2025:
| W2 |
| INT |
| DIV |
| SS |
| IRA withdrawl (NON Roth) |
| cap gains |
The total of those is less than the NOL leftover from last year.
I am MFJ and both over 65.
I want to make sure I plan correctly for converting an IRA to a Roth with out going into the next tax bracket. What is the math for this?
