- Mark as New
- Bookmark
- Subscribe
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Retirement tax questions
It's actually a reduction of taxable income. You still report it as you will receive a 1099-R, but then it's excluded (if the qualifications are met, and it's below the limit) and will reduce your Adjusted Gross Income.
This link on What is a Qualified Charitable Contribution has great info to help as well.
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"
**Mark the post that answers your question by clicking on "Mark as Best Answer"
‎October 22, 2025
5:38 PM