@Opus 17 wrote:
Looks like Roth is the way to go. Or am I missing something?
Yes; age, risk tolerance, personal, including financial, situation.
EX: Young (young-ish) married couple with 2 kids. Combined income of $100,000. If they're living in an apartment paying rent, they might be infinitely better off using the $100k as a down payment on a house.
