Have a question about HSA $1000 catchup. I made $1000 catchup HSA contribution in the beginning of 2025 because I have a HDHP. In October, I enrolled Medicare Part A which retroactively started April 1, 2025. I called my HSA custodian about the excess contribution. I was told the catchup contribution is not considered as excess contributions, and don't need to request return excess contribution for the catchup contribution. Is answer correct?
