yes, i am eligible as long as i make a non deductible Traditional iRA and recharacterize to roth. the wrinkle is that i did not do it in calendar year 2024 which would have generated a 1099-R for the 2024 tax return which I am now preparing. I did the contribution by the deadline of 04/15/2025 but I will not get 1099-R for it until next year. by not having the 1099-R it is creating a 6% penalty in turbotax because I have no place to state it is a non deductible and recharacterizstion as I would if i had to enter 1099-R
