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Retirement tax questions
What you did, assuming the custodian followed through, is not allowed.
For recharacterization, you must use a trustee-to-trustee transfer before the due date April 15,2025 ( or Oct 15, 2025 if 1040 was timely filed or extended).
You missed the deadline by two weeks.
It's not clear what action the custodian actually took based on your instructions.
‎October 9, 2025
4:09 PM