There is a lot of misunderstanding about the term RMD (Required Minimum Distribution). The RMD is not money that you took out of your IRA. It's the minimum amount that you are required to take out. The money that you took out of the account is a distribution, not an RMD. The actual distribution could be equal to the minimum amount (the RMD), or the distribution could be more or less than the RMD.
