And this from Fidelity:
Key takeaways
- A little-known SECURE 2.0 Act rule lets "excess income" from qualified annuities satisfy RMDs for other accounts.
- Previously, excess income, or the amount of annual income minus the RMD on the annuity, could not be used to offset the RMD for other accounts.
- That means more money could potentially stay invested in your retirement portfolio longer, giving your money the potential to continue growing tax-deferred.
‎September 26, 2025
12:07 PM
