OK, so you have 60 days to do a rollover, that is a transfer from one Roth IRA to another or even back to the same IRA, without tax consequences.
I would send the $4000 back to the Roth IRA as a rollover, not an original contribution. This might take some extra paperwork (i.e. there might be a form to fill out that is more than a simple contribution).
@Opus 17
Thanks for the advice. I'm trying to read up on the 60 day rollover option. Are you sure you can do it to the same Roth IRA account? It seems like it has to be a different IRA account: https://www.irs.gov/retirement-plans/plan-participant-employee/rollovers-of-retirement-plan-and-ira-...
Really appreciate the advice. I'll look into it further. Thanks!
