@fanfare wrote:
That doesn't seem right, since the money was not in the account at year end 2023.
@dmertz
@leesmithsmail
Read form 5329. The 2023 form says "Excess contributions for 2023 (see instructions)". If you make a contribution for 2023 during the first months of 2024, all the consequences are also reported on the 2023 tax return.
