@vsun based on what I have read about the Kiwisaver, your own post etc. it seems to be intended and behaves like a pension scheme. Therefore I would use a dummy 1099-R -- only two items are of import ---- Distribution amount ( total you took out of the account), Taxable portion ( this should be the growth for the year amount and probably the same as the amount being taxed by NZ for the tax year ). You may also have to use code 7 ( normal distribution) and the code for "Total distribution" if you are taking all out and closing the account.
I don't know if claiming foreign tax credit for that growth that is being taxed by both NZ and US is worth it --- depends on the total foreign source income vs. your world income ( I am assuming your are filing MFJ and that you are employed).
Does this make sense ?
Is there more I can do for you ?
