The money that the IRA custodian pays directly to the church is called a Qualified Charitable Distribution (QCD). It will not be included in your taxable income, but it still has to be shown on your tax return. You will get a Form 1099-R in January that shows all of the money that was distributed from your IRA, including the QCD. You have to enter the 1099-R in TurboTax.
You didn't say whether you are asking about 2024 or 2025. For 2024 the 1099-R does not show how much of the money that you took out of the IRA was a QCD. After you enter the 1099-R in TurboTax, continue through the questions. One of the screens will ask you whether any of the distribution was transferred to charity. That's where you will indicate how much was a QCD, and it will be excluded from your taxable income.
The IRS is changing how QCDs are reported for 2025. They have not yet issued detailed instructions, so we don't know exactly how it will work. But the result will be the same. You will have to enter the amount that was sent to the church, but it will not be included in your taxable income.
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