Retirement tax questions

@Jbob5 yes, based on your other income, up to 85% of the social security income is subject to tax. 

 

I would not necessarily think of it as "again".  Think of it as the money you contributed to SS over the years was invested and the dividends / interest / earnings on those contributions are now part of your monthly SS payment you receive; you never paid tax on that portion.  Technically, it is not invested, but think of it in that manner.